Application Process
Simple, transparent, and hassle-free loan application process
How It Works
Our streamlined application process is designed to make your home loan journey smooth and stress-free. From initial inquiry to loan disbursement, we guide you through every step with transparency and efficiency.
Application Steps
Application Submission
Submit your loan application online or visit our branch. Fill in your personal details, property information, and loan requirements. Our team will review your application and get back to you within 24 hours.
Document Verification
Our team will verify all your submitted documents including identity proof, address proof, income documents, and property papers. We ensure all documents are authentic and complete before proceeding.
Credit Assessment & Property Valuation
We conduct a thorough credit check and property valuation. Our experts assess your creditworthiness and evaluate the property's market value to determine the loan amount and interest rate.
Loan Approval & Sanction
Once your application is approved, we provide you with a loan sanction letter detailing the approved loan amount, interest rate, tenure, and terms & conditions. Review and accept the offer to proceed.
Documentation & Disbursement
Complete the final documentation process including loan agreement signing and property registration. Once all formalities are completed, the loan amount is disbursed directly to your account or the builder's account as per agreement.
Time Estimate
Total processing time: 7-10 business days from application submission to loan disbursement (subject to document completeness and property verification).
Important Notes
Document Completeness
Ensure all required documents are complete and valid. Incomplete documents may delay the approval process.
Credit Score
A good credit score (750+) increases your chances of approval and helps you get better interest rates.
Property Eligibility
The property must be legally clear, properly registered, and meet our eligibility criteria for loan approval.
Co-applicant
Adding a co-applicant with good income can increase your loan eligibility and improve approval chances.
Processing Fees
Processing fees and other charges are clearly communicated upfront. No hidden costs or surprises.
Stay Connected
Our team will keep you updated at every step. Feel free to contact us if you have any questions or concerns.
Ready to Apply?
Start your home loan application today. Our simple online application form takes just a few minutes to complete. Our team will review your application and get back to you within 24 hours.
- Quick and easy online application
- 24-hour initial response
- Dedicated relationship manager
- Transparent process